Texas Commercial General Liability


If you own your own business or are a contractor, Metro Area Insurance offers low rates on commercial general liability insurance that can protect you from a variety of claims including bodily injury, property damage, personal injury, and others that can arise from your business operations.

Commercial general liability insurance, commonly referred to as CGL, is often combined with property insurance in a business owners policy, but general liability insurance is also available to many contractors as standalone coverage. As a contractor or small business owner, it’s important to have some form of general liability insurance to safeguard your livelihood.

A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance. Some employers might also require you to carry a certain amount of general liability insurance before you can work for them.

Who Needs Commercial General Liability Insurance?

Businesses Owners – If you own a business a prudent thing to do is get business liability insurance or a full business owner’s policy. You’ve worked hard to get this far and one accident or injury could cause financial setbacks for you.
Contractors – General liability coverage is a great idea to keep you protected from your on-the-job risks

Employees – In some cases commercial general liability insurance is a requirement of employment before you can start.