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Texas Homeowners Insurance

Your home might be your greatest financial asset, and Metro Area Insurance wants to help you protect it. Homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Metro Area Insurance provide the best homeowners insurance coverage for various types of homes such as: mobile homes, modular homes, single family dwellings, condos, town homes, and multi-family homes.

Pays to repair or rebuild your home - including electrical wiring, plumbing, and heating and air conditioning - if damaged by a covered cause of loss. It's important to buy enough dwelling coverage to cover the cost to rebuild.
This homeowner's insurance covers damages to detached structures like garages, fence, sheds and cottages on your property.
This coverage helps to insure personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods and electronics.
This form of homeowner's insurance covers additional housing and living expenses if you must move out of your home temporarily while it's being restored.
Liability homeowner's insurance is designed to protect your assets and cover your defense costs in the event of a lawsuit because you or your family members are responsible for causing injuries or damage to other people or their property.